With the right knowledge and preparation even first-time safe buyers should be able to navigate the vast range of cash safes available and come up with a shortlist of devices that are most suitable for their business’s needs.
Prior to a purchase however, you should discuss your intentions with your insurance company as they will not only share their knowledge with you but will also advise on what savings (if any) could be made on your premiums. To achieve reductions they may explain the need for a “graded” or “Eurograde” safe.
- It is important that the selected safe has undergone controlled tests to determine what it can withstand in terms of theft and burglary – this is referred to as its “grade”.
The grade of a safe is very often set by the manufacturer, ranking safes according to their own cash and valuables rating. It is not a universal system, so is specific to the manufacturer and the particular model of safe.
If you are purchasing a safe for insurance purposes it is important to remember the cash rating you see on any retail safe website or product resource is a recommendation only.
Depending on the manufacturing specifications, a Grade 6 safe from one manufacturer could be less protective than a Grade 5 from another. As a result, it is important to make sure the safe you require has been tested independently.
Eurograde safes have been designed and tested to British Standard EN1143-1, which means they provide a level of protection suitable for higher amounts of cash and valuables.
This grading means that the device offers a measured resistance to burglary and it is applicable to secure storage units such as safes, as well as strong-rooms and strong-room doors.
Eurograde safes are designed to protect cash - from Grade 0 at £6,000 to Grade 6 at £150,000. Insurers will also use this grading to set the correct coverage for your safe / business.
Of course, there are a number of environmental factors which can affect this rating, such as the location in the building as well as other security measures utilised on your site.
Prior to purchase you should consider the maximum potential value that you will place in the safe to ensure that it provides the level of protection that you require.
You should also consider the best physical location to achieve the right balance of practical usability and security.
Our Top Tip – ensure you know how heavy your selected safe is and the load bearing capacity of the floor where it is to be located. Safes can be very heavy, so subject to local restrictions this weight needs to be distributed evenly across a floor surface.